Whatever type of property you own—residential, commercial, or special use—it can be used as collateral for a loan when you need money. Financial issues related to business growth, working capital, capital expenditure, partnership, and inorganic growth can be easily resolved if you own any property. By mortgaging your property, you can quickly obtain a mortgage loan. One of the most efficient ways to raise money is with a RATNAAFIN Loan against property. The loan term is flexible, amount is large, and the interest rate is low. You can also take advantage of our alluring deals to easily satisfy your financial needs
KYC Documents of All the promoters & Owners.
Financial Statements (3 years B/S and ITR, 12 months GST Return, 12 Months Bank Statement of all banks)
Property Documents (For Mortgage purpose)
Ownership Proof (Certificate of Incorporation/Partnership Deed)
Business Plan (Business idea, goals, revenue projections, etc.)
Business Expansion
Equipment Purchase
Debt Consolidation
Business Improvement
Starting From 1.10%* P.M.
No Additional Collateral Security Is Required.
Loan Processing Within 48 Hours.
From 12 Months To 84 Months
Collection Of Both Physical And Digital Documents
Starting From 1.10%* P.M.
No Additional Collateral Security Is Required.
Loan Processing Within 48 Hours.
From 12 Months To 84 Months
Collection Of Both Physical And Digital Documents
Quickly determine your loan eligibility with our Instant Loan Eligibility Check – hassle-free and tailored to your financial needs.
We offer flexibility with customized loan tenures, so you can find the repayment plan that suits your financial goals.
We provide complete hassle-free process from beginning to the end with digital onboarding, documents collection, signing loan agreement and disbursement.
Ratnaafin's Loan Against Property empowers individuals to unlock the potential of their property, helping them achieve personal and financial goals.
We follow transparent and fair practices, ensuring clarity and integrity throughout the loan process.
Choose us for our reputation as a reliable and trusted financial institution, committed to supporting your business growth and success.
Benefit from a dedicated customer support team ready to assist you throughout the loan application and repayment process.
RATNAAFIN offers loans against property, allowing you to leverage the value of your property to access funds for various purposes.
RATNAAFIN accepts various types of properties, including residential, commercial, and industrial properties, as eligible collateral for a Loan Against Property.
The loan amount you can get against your property depends on factors such as the property's value, market conditions, your repayment capacity, and RATNAAFIN's loan-to-value ratio policy.
The interest rates for RATNAAFIN Loan Against Property vary based on factors like loan amount, tenure, property type, and applicant's creditworthiness.
RATNAAFIN offers flexible repayment tenures for their Loan Against Property, allowing you to choose a suitable duration ranging from a few years to several years, depending on the loan amount and your preferences.
Yes, RATNAAFIN generally allows prepayment or early repayments on their Loan Against Property. However, it's recommended to review the loan agreement or consult with RATNAAFIN's customer support/relationship manager for any specific terms or conditions related to prepayment.
Defaulting on your loan can have serious consequences, including legal actions and potential repossession of the property. It's crucial to communicate with RATNAAFIN and discuss any financial difficulties you may be facing to explore alternative solutions and avoid default.