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ratnaafin

For us, every business is equal whether small or big

At Ratnaafin, we believe in the limitless potential of every business, no matter its size. We value the vision of the entrepreneurs behind these ventures and empower them with the financial resources they need to succeed.

We are in the business for business owners.

RATNAAFIN is the fastest-growing non-banking finance (NBFC) in India that provides all kinds of financial solutions under one roof. It is the fiscal arm and subsidiary company of the globally acclaimed Ratnamani Group which has a legacy of 38+ years of serving society through its various products and services. The Ratnamani group caters to a diverse portfolio including engineering, pharmaceutical, real estate, finance and others. It is thus packed with a robust, varied and all encompassing experience and knowledge and nuances of different industries giving an edge to its financial services.

 

RATNAAFIN Capital stands as a notable Business Unit within the Ratnamani Sanghvi Family Group’s portfolio. This group, led by the Sanghvi Family, is involved in six diverse lines of business. Among these, the esteemed flagship, Ratnamani Metals and Tubes Limited, shines as a prominent player in India’s Stainless Steel Pipes & Tubes sector. It also commands a strong presence in Titanium, Carbon Steel, and Nickel alloy pipes and tubes. The company boasts a global reputation, serving over 500 customers worldwide with unwavering trust and recognition.

With a rich legacy spanning 38 years, Ratnamani Metals and Tubes has been a reliable provider of pipeline solutions across various industries. The group operates three manufacturing units in Gujarat, strategically positioned in Kutch, Indrad, and Chattral. Beyond the flagship entity, the group’s portfolio encompasses diverse industries including Engineering, Pharmaceutical, Plastic, and Packaging.

The combined turnover of the group surpasses INR 4000 Crore, accompanied by an impressive market capitalization exceeding INR 15000 Crore. The journey of the Ratnamani Sanghvi Family Group commenced in 1983 as an MSME unit, gradually evolving into its present scale over the last three decades. This growth trajectory has provided insights into the ebbs and flows of business cycles, enabling a profound understanding of the challenges faced by MSME business owners.

RATNAAFIN Capital, the group’s BFSI arm, specializes in lending solutions tailored to MSME businesses. With a comprehensive lineup of more than six products, Ratnaafin addresses the capital expenditure and working capital requirements of diverse businesses. Drawing on decades of experience, Ratnaafin stands as a beacon of support, offering vital financial assistance to fuel the growth and success of MSME ventures.

VISION

To become India's premier financial institution for Micro, Small, and Medium Enterprises (MSMEs) and the preferred choice for every business owner in need of financial solutions.

MISSION

We are on a mission to drive growth by unlocking the potential of businesses of all sizes with tailored financial solutions.

BRAND VALUES

Empowering Partnership (Humility & Responsibility)
Agile Innovation (Adaptability & Resilience)

Our Management Team

Nilesh Sanghvi

Nilesh Sanghvi

director

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Malav Desai

MALAV DESAI

director

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NISAD SHAH

director

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Dhaval Patel

DHAVAL PATEL

director

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