Health Insurance is a medical insurance policy that offers financial coverage for medical expenses when the policyholder is hospitalised. The health insurance plan ensures cashless treatment, reimburse of medical expenses & day-care hospitalisation. Moreover, health insurance cost is subsidized to the policy holder in form of tax exemption under section 80D of Income Tax Act, 1961
Types of health insurance we offer
Individual health insurance plans
Individual health insurance plans which cover a single individual under the cover
Family floater health insurance plans
Family floater health insurance plans which cover the entire family under the plan. A family consists of the policyholder, spouse, dependent children, and dependent parents. One plan covers the entire family on a floater basis. The sum insured is shared by the family members. Any member can make a claim up to the sum insured.
Critical illness health insurance plans
Critical illness health insurance plans cover major critical illnesses. If the insured is diagnosed with any covered illness, the sum insured is paid. The policyholder can use the sum insured to meet the cost of advanced treatments or pay for any other financial obligations.
Top-up health insurance plans:
Super Top-up Health Insurance:
Senior Citizen Health Insurance plans
Senior citizen health insurance plans which are meant to cover individuals in their older ages. Individuals who are 61 years and above can be covered under senior citizen health insurance plans. The sum insured under these plans are limited and premiums are affordable.
Hospital Cash plans
Hospital cash plans which pay a fixed benefit for each day of hospitalisation. If the insured is hospitalised, a daily allowance would be paid every day up to a maximum period.
Disease-specific health plans which cover specified illnesses like diabetes, cancer, heart-related ailments, dengue, etc.
You should understand the types of health plans before choosing the best plan suiting your requirements.