Solar loans are a type of financial product designed to help individuals and businesses finance the purchase and installation of solar panel systems for their homes or properties. These loans are specifically tailored for solar energy projects and are intended to make solar power more accessible to consumers by providing funding options that align with the long-term cost savings associated with solar energy.
As a leading solar finance company in India, Ratnaafin is committed to driving solar energy adoption, and our Rooftop Solar Loan aligns with this mission. We provide competitive interest rates, flexible repayment terms, and support to help clients navigate the transition to solar power seamlessly. By choosing our Rooftop Solar Loan, you’re not only investing in a sustainable future but also making a sound financial choice. Join us in the journey towards a greener, more sustainable world with Ratnaafin’s Rooftop Solar Loan.
KYC of firm / company & Partners / Directors
Last 3 years audit report and ITR with COI of firm / company
Last 12 months all bank statement and GST return
Copy of Last 3 months electricity bill
Copy of Solar Quotation
KYC of individual and property owner
Last 2 years ITR with COI
Last 12 months all bank statement
Copy of Last 3 months electricity bill
Copy of Solar Quotation
Residential properties to reduce energy costs
Commercial and Industrial Enterprises
Agricultural Ventures
Solar Energy Contractors
Within 48 hours
From 12 months to 60 months
Physical and Digital docs collection
Starting from 1.00%* p.m.
No additional collateral security is required
Within 48 hours
From 12 months to 60 months
Physical and Digital docs collection
Starting from 1.00%* p.m.
No additional collateral security is required
Quickly determine your loan eligibility with our Instant Loan Eligibility Check – hassle-free and tailored to your financial needs.
We offer flexibility with customized loan tenures, so you can find the repayment plan that suits your financial goals.
We provide complete hassle-free process from beginning to the end with digital onboarding, documents collection, signing loan agreement and disbursement.
Stay informed with Ratnaafin’s alerts on trending loan offers and discounts, ensuring you never miss out on opportunities.
We follow transparent and fair practices, ensuring clarity and integrity throughout the loan process
Choose us for its reputation as a reliable and trusted financial institution, committed to supporting your business growth and success.
Benefit from a dedicated customer support team ready to assist you throughout the loan application and repayment process.
You can apply for a Rooftop Solar Loan through Ratnaafin Solar Finance Company in India by submitting your application online or by calling our toll-free number 1800 309 8010 for assistance.
Eligibility criteria may vary, but generally, you need to be a resident or business owner in the areas where Ratnaafin operates. You should also have a good credit score and meet the income requirements. Additionally, the property where you intend to install the solar panels should meet certain technical requirements.
The documentation required for a Ratnaafin Rooftop Solar Loan typically includes proof of identity, address, income, and creditworthiness. You may also need to provide documents related to the solar panel installation, such as quotations or estimates from solar installation companies.
The interest rate for the loan can vary based on factors like your credit score, the loan amount, and the loan's tenure. Ratnaafin will provide you with the applicable interest rate during the application process.
Depending on your location and government policies, there may be subsidies or tax benefits available for installing rooftop solar panels. Ratnaafin may provide information on any available incentives, but it's essential to check with local authorities and relevant government agencies for the most up-to-date information.
Ratnaafin's prepayment policies can vary, but generally, there may not be any penalties for prepaying the loan. However, it's advisable to check the loan agreement and discuss prepayment terms with the lender to ensure you fully understand the terms and conditions.