Every individual has a dream of building a home, and while it is quite a daunting task to save funds for buying a home, a home loan bridges the gap to bring you closer to your dream home. Depending on the need and affordability, each individual has plenty of options to choose from when it comes to home loans.
A home/housing loan, also known as a mortgage loan, is an amount of money borrowed by an individual, usually from banks and financial institutions that lend money at a certain rate of interest to be paid in easy monthly installments every month. The same property is taken as a security by Banks / FI for the home loan.
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