Best suited for:

Manufacturers, Traders, Service Providers.

  • Usually, the Working Capital Loan will be for a period of 12 months and renews annually.
  • The prime security for Working Capital Loan will be the stocks and receivables of the firm/organization.

Types of Working Capital Loans

Fund Based

  • Cash Credit/Working Capital
  • Line of credit
  • Overdraft (Dropline Overdraft)
  • Packing credit and post-shipment credit (PCFC)

Non-fund based

  • Bank Guarantees (Performance and Financial)
  • Letter of Credit
Why choose Ratnaafin Advisory's Working Capital Loan?
  • With experience of 20+ years in this industry, we have working knowledge on a wide range of products under Working Capital facility and strong business relations with leading banks & NBFCs.
  • Expertise in case structuring to provide tailor made solutions for each client’s requirements.
  • Knowledge of sector wise working capital & its challenges.
  • Personalized and expert advice from a team that includes professionals such as CS, CA, MBA, and Ex-Bankers.
  • In-depth policy knowledge for all banks and financial institutions.
  • End-to-End service starting from approaching the bank to final loan disbursement.

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