Insurance Broking

RATNAAFIN is the Insurance Regulatory and Development Authority of India (IRDAI) registered insurance broker providing various protection and insurance products advisory services.



Term Insurance

Life is unpredictable and in recent times, the Covid Pandemic has made us all vulnerable and insecure. More than ourselves we are concerned with the needs and security of our family and loved ones. That is where Term Insurance steps in.

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Health Insurance

Secure your family and yourself against medical expenses that might arise due to illness or accidents. You need to secure yourself with health insurance in order to make sure that you are not robbed off of your life’s savings on hospital bills.

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Travel Insurance

Travelling different places brings you joy but that joy could be short-lived if a tragedy strikes. Secure your itinerary with travel insurance to safeguard yourself from multiple unforeseen scenarios and uncertainties.

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Contractor's all risks (CAR) insurance

Contractors' all risks (CAR) insurance is a non-standard insurance policy that provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects.

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Cyber Insurance

cybersecurity or information technology security (IT security) is the protection of computer systems and networks from information disclosure, theft of or damage to their hardware, software, or electronic data, as well as from the disruption or misdirection of the services they provide

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Fire Insurance

Fire insurance policy is basically a contract between the buyer and the insurer, where the insurer guarantees to pay for the damage or loss caused to the property of the insurer for a particular time period.

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Home Insurance

Homeowners insurance is a form of property insurance that covers losses and damages to an individual's residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

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Liability Insurance

The term liability insurance refers to an insurance product that provides an insured party with protection against claims resulting from injuries and damage to other people or property. Liability insurance policies cover any legal costs and payouts an insured party is responsible for if they are found legally liable.

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Marine Insurance

A simple definition of the word insurance would be “Protection against future loss.” Marine insurance is another variant of the general term ‘insurance’ and as the name suggests is provided to ships, boats and most importantly, the cargo that is carried in them.

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Motor Insurance

Motor Insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.

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Pension Plan

A pension plan is the retirement amount, which an individual gets from their insurance companies on a retirement. There are various types of such plans available in the country offered by various companies.

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Savings Plan

Traditional insurance plans provide multiple benefits like risk cover, fixed income return, safety and tax benefit. Traditional Insurance plans are the oldest plans and cater to individuals with a low risk appetite.

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A Unit Linked Insurance Plan (ULIP) is a unique investment instrument with the added protection of life insurance. Through systematic investments and market-linked returns, ULIPs allow you to create wealth for your long-term goals like your dream house, your child's education, your retirement and more.

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