Business Loan

If you are an early stage start-up or an MSME in search of a loan without having to pledge a security/asset in exchange, then a collateral free business loan program for capital options is the right recommendation for you.

As the name suggests, collaterals are the assets with a considerable monetary value that could be exchanged or mortgaged against your loan to serve as an assurance for a payback. Depending on the range of your loan, these assets could be a stock receivables, fixed assets, immovable properties that could be liquidated for defaulted payments.

With Ratnaafin business loan programs, we help you stay afloat even in challenging days so that you can focus on expansion through new customer acquisition without having to worry about incurring operational costs and loan refinancing. Our loan and funding programs ensure coverage for maximum capital options with multiple categories depending on the business type & business cycle.

Some Use Cases

• Short term business loans
• Replenish costly business debt
• Easy and assured amount for business expansion
• Easy focus on growth and capital expansion
• Comparatively lower rates of interest
• Easy Capital expansion for business needs
• Manage cash flow gap & working capital cycle.

Features of Business Loan

• Collateral free
• Customized structuring
• For those without a history of huge vintage
• Worry free business expansion
• Meet your short-term & medium term obligations