Loan Against Property is a secured, high-value advance available against the mortgage of a residential, commercial, or industrial property. This is a secured loan that can be availed by mortgaging property as a security or a collateral. In other terms, these loans are also known as mortgage loans.

The funds with Loan Against Property come with no end-use restriction and can be used to fulfill multiple financial objectives requiring lump sum capital or operational expenditure.

At Ratnaafin, we offer Loan Against Property (LAP) for all your business or personal requirements. Also, we offer completely customized loans against property to MSME’s, self employed and salaried people.

Some use-cases:

• Working capital requirement
• Expansion of business
• Purchase of commercial property
• Purchase of industry shed & machinery

Features of Loan Against Property:

• High value funding
• Long term repayment tenure
• Fast loan approval & disbursal
• Easy balance transfer facility
• Maximum LTV
• Lowest ROI

Best Suited for:

• MSME’s looking to leverage immovable property
• SENP- Self employed Non- Professionals
• SEP- Self Employed Professionals