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Loan Against Property

Loan Against Property is a secured, high-value advance available against the mortgage of a residential, commercial, or industrial property. This is a secured loan that can be availed by mortgaging property as a security or a collateral. In other terms, these loans are also known as mortgage loans.

The funds with Loan Against Property come with no end-use restriction and can be used to fulfill multiple financial objectives requiring lump sum capital or operational expenditure.

At Ratnaafin, we offer Loan Against Property (LAP) for all your business or personal requirements. Also, we offer completely customized loans against property to MSME’s, self employed and salaried people.

Some use-cases:

  • Working capital requirement
  • Expansion of business
  • Purchase of commercial property
  • Purchase of industry shed & machinery
Features of Loan Against Property:
  • High value funding
  • Long term repayment tenure
  • Fast loan approval & disbursal
  • Easy balance transfer facility
  • Maximum LTV
  • Lowest ROI

Best Suited for:

  • MSME’s looking to leverage immovable property
  • SENP- Self employed Non- Professionals
  • SEP- Self Employed Professionals
Why choose Ratnaafin Lending's Loan Against Property?
  • Instant loan eligibility check
  • Our in-house expert team of Legal & Technical staff is always there to assist you
  • Loans & features side-by-side comparison for an easy decision-making process
  • Alerts and information on trending loans, offers and discounts
  • Completely hassle-free process from beginning to end with the best available deals

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