Mr. Dhaval Patel started his career in the MSME manufacturing industry since 2002 and presently is a promoter and director of the Aerolam group. The said group is into the manufacturing of bubble insula@on XLPE FIBC / PP sheet / CPP film etc. Over all group strength is of more of 200 employees and they are having more than 25% market share of India for roof insula@on. His prolonged experience of growing the MSME industry from the stretch and make it scalable will assist the Ratnaafin’s growth plan.

Mr. Nilesh Sanghvi holds degree of BE in Manufacturing Engineering and Management from NoSngham University. He is the son of the Managing Director of M/s Ratnamani Metals and Tubes Limited and also holds the positon in India’s Largest Stainless-steel pipes and tubes manufacturing listed company having market cap of over Rs. 5000 Cr and turnover of Rs. 2500 Cr. He looks aVer the new projects, new large orders along with the manufacturing and engineering strategies. His experience of handling large team, large client base and large organizations would help Ratnaafin to scale its operations to next level while lending to manufacturing sector.

Mr. Malav Desai is a Chartered Accountant by profession and is into the fields of project finance and debt syndication for more than 10 years. He has executed several projects relating to private equity syndication, loan syndication, debt syndication in form of working capital loans, term loans, construction finance, structured finance, trade finance, loan against shares, letter of credit, asset-based funding, bank guarantee etc. Over and above this he has also gained experience in the retail funding like housing loan, LAP to SME, machinery finance to SME etc. His experience will help Ratnaafin in beter financial assessments and evaluations.

Mr Nishad has over 16 years of experience in banking who had started his career in the year 2001 with IDBI and worked at senior positions at various banks such as Ci@ Bank, Barclays Bank, SBI (UK) and his last assignment was with Axis Bank working as business head in Gujarat and Rajasthan for small business banking. He also possesses international qualification in banking and finance with an overall 10 years of experience of working in the UK (finance market). He has extensive experience in marketing and sales of a wide range of financial products. Nishad has consistently exceeded the present growth and revenue targets. Looking at his experience, he would be the key strength to Ratnaafin in Risk assessment and handling large teams.