Business Loan | Personal Loan for Business

RATNAAFIN Business loan is for micro, small and medium enterprise and can be availed with or without security. Our adaptable loan options are all well thought and researched so that every business is supported in achieving their desired heights, whether it be only your capital requirements or working capital demands towards some significant business expansions.

Business loan is to help small businesses and self-employed, including merchants (all types of shops), manufacturers (small manufacturing industries, mills), and service providers (hotel industry, garages) etc. in need of immediate finance to increase their operational and working capital capacities.

KYC Documents of All the promoters & Owners.
Financial Statements (3 years B/S and ITR, 12 months GST Return, 12 Months Bank Statement of all banks)
Ownership Proof (Certificate of Incorporation/Partnership Deed)
Business Plan (Business idea, goals, revenue projections, etc.)

Business Expansion
Marketing & Advertising
New Product Development
Equipment Purchase
Acquiring another business

KYC Documents of All the promoters & Owners.
Financial Statements (3 years B/S and ITR, 12 months GST Return, 12 Months Bank Statement of all banks)
Ownership Proof (Certificate of Incorporation/Partnership Deed)
Business Plan (Business idea, goals, revenue projections, etc.)

Business Expansion
Marketing & Advertising
New Product Development
Equipment Purchase
Acquiring another business

Features of Business Loan

Fastest Turn-around Time

within 48 hours

Flexible Loan Tenure

from 12 months to 84 months

Hassle Free Documentation

Physical and Digital docs collection

Affordable interest rates

Starting from 1.10%* p.m.

Maximum LTV

No Collateral security upto 50 lakhs and 120% LTV for cases more than INR 50 lakhs

Quick Loan Approval

Fastest in the industry

Why choose RATNAAFIN Business Loan?

Instant Eligibility Check: Quickly determine your loan eligibility with our Instant Loan Eligibility Check – hassle-free and tailored to your financial needs.
Flexible and customized loan tenure: We offer flexibility with customized loan tenures, so you can find the repayment plan that suits your financial goals.
Hassle-free process: We provide complete hassle-free process from beginning to the end with digital onboarding, documents collection, signing loan agreement and disbursement.
Alert and information: Stay informed with Ratnaafin’s alerts on trending loan offers and discounts, ensuring you never miss out on opportunities.
Transparent and fair practices: We follow transparent and fair practices, ensuring clarity and integrity throughout the loan process.
Reputation and trust: Choose us for its reputation as a reliable and trusted financial institution, committed to supporting your business growth and success.
Dedicated customer support: Benefit from a dedicated customer support team ready to assist you throughout the loan application and repayment process.

Apply for loan

Blogs

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Frequently asked questions

Your Comprehensive Guide to Ratnaafin's Financial Services.

You can apply for a RATNAAFIN Business Loan by clicking here Check eligibility now and following the online application process or by calling on our toll-free number 1800 309 8010 for assistance.

The required documents may include proof of identity, address, business registration, financial statements, bank statements, and any other relevant business documents. The specific requirements will be communicated during the application process.

The interest rates for RATNAAFIN Business Loans are competitive and vary based on factors such as loan amount, repayment term, and applicant's creditworthiness.

RATNAAFIN aims to process business loan applications promptly. The processing time can vary based on factors such as the completeness of documentation and the complexity of the loan request.

RATNAAFIN offers a wide range of loan amounts, and the maximum loan amount will depend on various factors, including the applicant's business profile, financial stability, and loan purpose.

Yes, RATNAAFIN generally allows prepayment or early repayments on their business loans. However, it's recommended to review the loan agreement or consult with our customer support/relationship manager for any specific terms or conditions related to prepayment.

If you face difficulties repaying your loan, it's crucial to communicate with RATNAAFIN's customer support (1800 309 8010) as soon as possible. We will surely be able to provide assistance, such as restructuring the loan or adjusting the repayment schedule, to help you manage your financial obligations effectively.

Business Loan
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