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Working Capital Demand Loan
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Energize Your Business with Ratnaafin’s Working Capital Demand Loan – Fueling Growth and Opportunity!

Ratnaafin’s Working Capital Demand Loan is a strategic financial solution tailored to meet the immediate operational needs of businesses. It is designed to provide vital funding to cover day-to-day expenses, manage cash flow, and seize growth opportunities.

In the dynamic world of business, having ready access to working capital is essential for day-to-day operations, growth, and seizing opportunities as they arise. Ratnaafin understands the significance of working demand and offers a specialized financial product, the “Ratnaafin Working Capital Demand Loan,” designed to meet the unique financial needs of businesses

  • KYC Documents of All the promoters & Owners.
  • Financial Statements (3 years B/S and ITR, 12 months GST Return, 12 Months Bank Statement of all banks)
  • Ownership Proof (Certificate of Incorporation/Partnership Deed)
  • Business Plan (Business idea, goals, revenue projections, etc.
  • Purchasing Inventory
  • Covering Payroll and Overhead Costs
  • Expanding and Scaling Up Business
  • Mitigating Cash Flow Gaps

Ratnaafin’s Working Capital Demand Loan is a strategic financial solution tailored to meet the immediate operational needs of businesses. It is designed to provide vital funding to cover day-to-day expenses, manage cash flow, and seize growth opportunities.

In the dynamic world of business, having ready access to working capital is essential for day-to-day operations, growth, and seizing opportunities as they arise. Ratnaafin understands the significance of working demand and offers a specialized financial product, the “Ratnaafin Working Capital Demand Loan,” designed to meet the unique financial needs of businesses

  • KYC Documents of All the promoters & Owners.
  • Financial Statements (3 years B/S and ITR, 12 months GST Return, 12 Months Bank Statement of all banks)
  • Ownership Proof (Certificate of Incorporation/Partnership Deed)
  • Business Plan (Business idea, goals, revenue projections, etc.

  • Purchasing Inventory
  • Covering Payroll and Overhead Costs
  • Expanding and Scaling Up Business
  • Mitigating Cash Flow Gaps

Features of Working Capital Demand Loan

Flexible Loan Tenure

Revolving loan nature

Hassle-Free Documentation

Physical and Digital docs collection

Affordable Interest Rates

Starting from 1.10%* p.m.

Maximum LTV

No Collateral security upto 50 lakhs and 120%LTV for cases above INR 50 lakhs

Fastest Turn-around Time

within 48 hours

Why choose RATNAAFIN Working Demand Loan?

  • Instant Eligibility Check: Quickly determine your loan eligibility with our Instant Loan Eligibility Check – hassle-free and tailored to your financial needs.
  • Flexible and customized loan tenure: We offer flexibility with customized loan tenures, so you can find the repayment plan that suits your financial goals.
  • Hassle-free process: We provide complete hassle-free process from beginning to the end with digital onboarding, documents collection, signing loan agreement and disbursement.
  • Alert and information: Stay informed with Ratnaafin’s alerts on trending loan offers and discounts, ensuring you never miss out on opportunities.
  • Transparent and fair practices: We follow transparent and fair practices, ensuring clarity and integrity throughout the loan process.
  • Reputation and trust: Choose us for its reputation as a reliable and trusted financial institution, committed to supporting your business growth and success.
  • Dedicated customer support: Benefit from a dedicated customer support team ready to assist you throughout the loan application and repayment process.

Apply for loan

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    Frequently asked questions

    Your Comprehensive Guide to Ratnaafin's Financial Services.

    Ratnaafin Working Demand Loan is a financial product designed to provide businesses with short-term funding to cover day-to-day operational expenses and manage cash flow effectively.

    You can apply for a RATNAAFIN Working Demand Loan by clicking here Apply Now and following the online application process or by calling on our toll-free number 1800 309 8010 for assistance.

    The documentation requirements may vary, but typically, you will need to provide financial statements, business plans, bank statements, and personal identification documents. Ratnaafin's representatives can provide you with a comprehensive list.

    Eligibility criteria can vary, but in general, Ratnaafin assesses factors such as your creditworthiness, business financials, and repayment ability. It's advisable to discuss your specific situation with Ratnaafin to determine eligibility.

    The turnaround time for loan approval can vary depending on factors like the complexity of your application and the completeness of your documentation. Ratnaafin aims for a quick approval process and will provide you with an estimated timeline.

    The loan amount can vary, and Ratnaafin customizes it to align with your specific working capital needs. The range will be determined based on your business's financial situation and requirements.

    Yes, working demnad loans may have specific terms and conditions, including interest rates, repayment schedules, and collateral requirements. Ratnaafin will provide detailed terms and conditions in your loan agreement, which you should review carefully.