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Corporate Personal Loan

 Solution for Your Employee's Financial Needs

A specialized financial offering tailored to meet the distinctive needs of corporate professionals.

Ratnaafin Corporate Personal Loan Program is a financial solution specially crafted for corporate professionals. It offers tailored financing with competitive interest rates, flexibility, and quick approvals. This program empowers individuals to achieve their personal financial goals, from education to home improvements, all with the trust and reliability of Ratnaafin. Unlock the potential for financial growth with Ratnaafin Corporate Personal Loan Program.

  • Employer is the First lender for any employee’ personal needs
  • Problem of recovery of employee advances
  • Only large corporate having pre-approved personal loan program with bank
  • Very high interest rate for mid and small corporate employees
  • Low-income profile employees not covered by Banks/ FIs
  • Problem of Employee Retention
  • Employee not getting required amount of loan as per HR Policy
  • Corporate backed personal loan program for employees
  • Personal Loan in monthly EMI format
  • Very competitive interest rate
  • Timely repayment by employees due to NBFC as lender
  • Employee Retention
  • Low income / blue collar employees are covered
  • KYC Documents of applicant.
  • Last 6 Months Salary Slips
  • Residence Ownership Proof (Adhaar, Electricity Bill)
  • Application Form

Ratnaafin Corporate Personal Loan Program is a financial solution specially crafted for corporate professionals. It offers tailored financing with competitive interest rates, flexibility, and quick approvals. This program empowers individuals to achieve their personal financial goals, from education to home improvements, all with the trust and reliability of Ratnaafin. Unlock the potential for financial growth with Ratnaafin Corporate Personal Loan Program.

  • Employer is the First lender for any employee’ personal needs
  • Problem of recovery of employee advances
  • Only large corporate having pre-approved personal loan program with bank
  • Very high interest rate for mid and small corporate employees
  • Low-income profile employees not covered by Banks/ FIs
  • Problem of Employee Retention
  • Employee not getting required amount of loan as per HR Policy

  • Corporate backed personal loan program for employees
  • Personal Loan in monthly EMI format
  • Very competitive interest rate
  • Timely repayment by employees due to NBFC as lender
  • Employee Retention
  • Low income / blue collar employees are covered

  • KYC Documents of applicant.
  • Last 6 Months Salary Slips
  • Residence Ownership Proof (Adhaar, Electricity Bill)
  • Application Form

Features of Personal Loan Program

Fastest Turn-around Time

within 48 hours

Flexible Loan Tenure

from 12 months to 36 Months

Hassle Free Documentation

Physical and Digital docs collection

Affordable interest rates

Starting from 1.00%* p.m.

Collateral-Free

No additional collateral security is required

SME Loan
Inclusive Employee Loans

Blue-Collared/ Low-CIBIL Score Employees are also covered

Why choose RATNAAFIN PERSONAL LOAN?

  • Tailored Solutions: Ratnaafin offers personalized loan solutions designed to meet the unique financial needs of corporate professionals.
  • No Collateral Required: Corporate personal loans are typically unsecured, meaning you won’t need to pledge assets as collateral.
  • No End-Use Restrictions: Use the loan for various purposes, including education, home renovation, travel, medical expenses, or any other personal needs.
  • Financial Empowerment: Ratnaafin Corporate Personal Loans empower corporate professionals to achieve their personal and financial goals.
  • Transparent and fair practices: We follow transparent and fair practices, ensuring clarity and integrity throughout the loan process.
  • Reputation and trust: Choose us for its reputation as a reliable and trusted financial institution, committed to supporting your business growth and success.
  • Dedicated customer support: Benefit from a dedicated customer support team ready to assist you throughout the loan application and repayment process

Apply for loan

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    Frequently asked questions

    Your Comprehensive Guide to Ratnaafin's Financial Services.

    Eligibility typically includes corporate professionals with a minimum income and a good credit score. Ratnaafin assesses each applicant individually, considering factors like income stability and creditworthiness. This program also comes with a special feature where Blue-Collared/ Low-CIBIL Score Employees can also get the funding.

    Interest rates are competitive, however the actual rate depends on individual circumstances. Ratnaafin offers competitive rates, and your specific rate will be communicated during the application process.

    Ratnaafin ensures a quick approval process. Once your application is complete with all necessary documentation, you can expect prompt disbursal of funds, usually within a short period.

    No, Ratnaafin Corporate Personal Loans are typically unsecured, meaning they do not require collateral or guarantors, making the application process more straightforward.

    There are no restrictions on how you use the loan. You have the flexibility to use the funds for any personal financial need, from travel expenses to medical bills and more.

    Ratnaafin's policy on prepayment may vary, but typically, there are no penalties for early repayment. You can pay off the loan ahead of schedule without incurring extra charges.

    Ready to unlock the potential for your dreams?

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